Investment Rate Sheet
2/05/2012, Sunday at 01:47 AM Rates are effective as of this date and time and subject to change at Gold Canyon Bank’s discretion.
| Product Name |
Min Opening Deposit
|
Rate Tiers
|
Interest Rate |
Annual % Yield |
Consumer
|
Gold Premium Checking |
$100.00
|
< $9,999.99
|
0.35%
|
0.35%
|
|
$10,000 – $24,999.99
|
0.43% |
0.43%
|
||
|
$25,000 – $49,900
|
0.52%
|
0.52%
|
||
|
$50,000 +
|
0.61%
|
0.61%
|
||
| Gold Statement Savings |
$100.00
|
– |
0.60%
|
0.60%
|
| Gold Kids Savings |
$25.00
|
– |
0.60%
|
0.60%
|
| Health Savings | – |
< $2,499.99
|
0.35%
|
0.35%
|
|
$2,500 – $4,999.99
|
0.43%
|
0.43%
|
||
|
$5,000 – $9,999.99
|
0.52%
|
0.52%
|
||
|
$10,000+
|
0.61%
|
0.61%
|
||
| High Yield Money Market |
$1,000.00
|
< $9,999.99
|
0.40%
|
0.40%
|
|
$10,000 – $24,999.99
|
0.45%
|
0.45%
|
||
|
$25,000 – $99,999.99
|
0.60%
|
0.60%
|
||
|
$100,000 – $249,999.99
|
0.90%
|
0.91 %
|
||
|
$250,000 – $499,999.99
|
0.95%
|
0.96%
|
||
|
$500,000 +
|
1.00%
|
1.01% |
Business
|
Business Premium Checking |
$100.00
|
< $9,999.99
|
0.35%
|
0.35%
|
|
$10,000 – $24,999.99
|
0.43% |
0.43%
|
||
|
$25,000 – $49,999.99
|
0.52%
|
0.52%
|
||
|
$50,000 +
|
0.61%
|
0.61%
|
||
| Business Statement Savings |
$100.00
|
– |
0.60%
|
0.60%
|
| High Yield Money Market |
$1,000.00
|
< $9,999.99
|
0.40%
|
0.40%
|
|
$10,000 – $24,999.99
|
0.45%
|
0.45 %
|
||
|
$25,000 – $99,999.99
|
0.60%
|
0.60%
|
||
|
$100,000 – $249,999.99
|
.90%
|
.91%
|
||
|
$250,000 – $499,999.99
|
.95%
|
.96%
|
||
|
$500,000 +
|
1.00%
|
1.01% |
||
| IOLTA |
$100.00
|
< $9,999.99
|
0.35%
|
0.35%
|
|
$10,000 – $24,999.99
|
0.43%
|
0.43% |
||
|
$25,000 – $49,999.99
|
0.52%
|
0.52%
|
||
|
$50,000 +
|
0.61%
|
0.61%
|
Time Certificate of Deposit
|
30 – 89 Days |
$500
|
– |
0.10%
|
0.10%
|
|
$10,000
|
0.15%
|
0.15%
|
||
|
$50,000
|
0.20%
|
0.20%
|
||
|
$100,000
|
0.25%
|
0.25%
|
||
| 90 – 179 Days |
$500
|
– |
0.15%
|
0.15%
|
|
$10,000
|
0.40%
|
0.40%
|
||
|
$50,000
|
0.45%
|
0.45%
|
||
|
$100,000
|
0.50%
|
0.50%
|
||
| 180 – 269 Days |
$500
|
– |
0.20%
|
0.20% |
|
$10,000
|
0.45%
|
0.45%
|
||
|
$50,000
|
0.50%
|
0.50%
|
||
|
$100,000
|
0.55%
|
0.55%
|
||
| 270 – 364 Days |
$500
|
– |
0.25%
|
0.25%
|
|
$10,000
|
0.50%
|
0.50%
|
||
|
$50,000
|
0.55%
|
0.55%
|
||
|
$100,000
|
0.60%
|
0.60%
|
||
| 1 Year |
$500
IRA $250
|
– |
0.30%
|
0.30% |
|
$10,000
|
0.65%
|
0..65%
|
||
|
$50,000
|
0.70%
|
0.70%
|
||
|
$100,000
|
0.75%
|
0.75%
|
||
| 18 Months |
$500
|
– | 0.50% |
0.50%
|
|
$10,000
|
0.60% |
0.60%
|
||
|
$50,000
|
0.70% |
0.70%
|
||
|
$100,000
|
0.75% |
0.75%
|
||
| 2 Year |
$500
IRA $250
|
– |
0.85%
|
0.85% |
|
$10,000
|
1.00% | 1.01% | ||
|
$50,000
|
1.05%
|
1.06%
|
||
|
$100,000
|
1.10%
|
1.11%
|
||
| 3 Year |
$500
IRA $250
|
– |
1.05%
|
1.06%
|
|
$10,000
|
1.20%
|
1.21%
|
||
|
$50,000
|
1.25%
|
1.26%
|
||
|
$100,000
|
1.30%
|
1.31%
|
||
| 4 Year |
$500
IRA $250
|
– |
1.25%
|
1.26%
|
|
$10,000
|
1.40%
|
1.41%
|
||
|
$50,000
|
1.45%
|
1.46%
|
||
|
$100,000
|
1.50%
|
1.52%
|
||
| 5 Year |
$500
IRA $250
|
– |
1.50%
|
1.52%
|
|
$10,000
|
1.75%
|
1.77%
|
||
|
$50,000
|
1.80%
|
1.82%
|
||
|
$100,000
|
1.85%
|
1.87%
|
Important Notice
This Rate page contains information about interest rates and “Annual Percentage Yields” (APY’s) for deposit accounts we offer. Principal balance reductions, withdrawal of accrued interest, account fees or penalties will reduce the earnings on the account and may reduce the APY.
** A Penalty may be imposed for early withdrawal **
** Rates and Yields are subject to change without notice **