Gold Canyon Bank > Terms & Conditions

Gold Canyon Bank hereby publishes the following terms and conditions for use of the Internet banking services. Gold Canyon Bank reserves the right to modify these terms and conditions at any time, effective upon publication. Use of the internet banking services constitutes agreement to these terms and conditions and any modifications thereof.

1. User agrees that the following uses of the internet banking services are strictly prohibited. User agrees to indemnify, hold harmless, and defend Gold Canyon Bank from and against any and all claims, actions, suits, judgments and expenses (including court costs and reasonable fees of attorneys, accountants and expert witnesses) at User’s sole expense, arising from User’s failure to abide by these restrictions on use of the internet banking services.

A. Unauthorized communication of any charge or credit card information belonging to any other person or entity;

B. Unauthorized communication of any information concerning any password or other on-line access number, code, or identification or any other proprietary information belonging to any other person or entity;

C. Use of the internet banking services to copy or to distribute or transmit copies of copyrighted materials belonging to any other person or entity is permitted only to the extent that the owner has provided express permission to the User permitting such activity. Copying or distribution or transmitting copyrighted materials other than with permission as specified above is expressly prohibited.

D. Communicating any obscene or defamatory information including but not limited to bulletin boards or in conjunction with e-mail; or

E. Use of the internet banking services in violation of any telecommunication, postal, or other local laws or regulations of the User’s country of origin or of the United States or in furtherance or in the commission of any crime or other unlawful or improper purpose.

F. This service may not be used to transmit alimony, child support or other court-directed payments or tax payments.

2. Gold Canyon Bank publishes the following conditions in regard to warranties and representations.

A. Gold Canyon Bank and its suppliers make no warranties or representations of any kind with respect to the internet banking services, whether express or implied, including but not limited to merchantability or fitness for a particular purpose and neither Gold Canyon Bank nor its suppliers nor anyone else who has been involved in the creation, production or delivery of the internet banking services assume any responsibilities with respect to user’s use thereof. No oral or written information or advice given by Gold Canyon Bank or its suppliers or any of their employees shall create a warranty or in any way increase the scope of this warranty, and user may not rely on any such information or advice. In no event shall Gold Canyon Bank or its suppliers be liable for incidental, special, exemplary, or consequential damages, even if advised of the possibility thereof. In no event shall Gold Canyon Bank be liable for damages, regardless of cause or form of action, whether in contract or in tort (including negligence, defamation, and/or privacy actions), exceed the greater of (1) the user’s invoice value of internet banking services usage for the month during which the cause of action occurred, or (2) one hundred U.S. dollars (U.S. $100). The foregoing constitutes Gold Canyon Bank’s sole and exclusive liability to user with respect to the use of the internet banking services.

B. Any cause of action concerning the internet banking services under this Agreement must be commenced within one year after such cause of action has occurred.

3. User further agrees:

A. Transmission of confidential business and sensitive personal information is at Customer’s sole risk.

B. Gold Canyon Bank reserves the right to monitor and review transmissions on-line and in storage, and to remove or reject any material which Gold Canyon Bank, at its sole discretion, believes may be unlawful or objectionable, without prior notice to User.

C. User may be responsible for an ACH returned item charge when using bill payment services if sufficient funds are not available to pay specified bills.

D. User agrees to notify Gold Canyon Bank or its authorized agent no later than 60 days after User receives FIRST statement on which User believes a problem or error occurred. User further acknowledges receipt of Gold Canyon Bank’s Electronic Transactions Disclosure Statement and Error Resolution brochure and understands problems and/or errors will be resolved accordingly.